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Friday, March 12th, 2010

Buying a New Car

Posted in Buying Car Guide by editor

Buying a new car is one of the largest purchases most people make in their lives. Therefore, it is worth taking care and making sure the deal you get is the best possible.

Financing

If you need to obtain credit to fund the purchase of the car, you should be aware that the financing offered by the dealer is often not the best deal you can get. If you shop around for loans you may get financing at a much better rate. You should compare the annal percentage rate (APR) as well as the length of the loan and the amount of monthly repayments. Always look at the total amount repayable and compare this to the price of the car to see the cost of the finance.

Sometimes, dealers will offer you a very good financing rate on specific models that qualify. It may not be possible to negotiate on the price of these models and you should check to see if this is cheaper than buying another model that can be negotiated.

Make sure you have a copy of the contract and before you leave the lot, evaluate whether the repayment terms in it are affordable. If the dealer asks you to buy credit insurance, you should add this into the price and see if the car is still attractive. You should also check your existing insurance policies as you may be covered already under another policy.

If you are considering a trade in, bring it up only after you have already negotiated the best possible price for the car you want. You should also research the value of your old car so that you know what it is worth. This information will help you see what the dealer is effectively offering you for your old car and if it is a fair price.

If you are considering a service contract you should be clear on what it offers. They have many exemptions and you will already have some cover from the manufacturer’s warranty which is included in the cost of the car. You should certainly ask the following questions:

  • What does it offer over and above the warranty?
  • What repairs are covered?
  • Is routine maintenance recovered?
  • Will they pay for parts, labor or both?
  • Who performs the work?
  • How long does the contract last and what are the cancellation and refund policies?

  • Things to Do Before Renting a Car

    Posted in Travel & Leisure by editor

    Now days its not a difficult task to get information about the car rental companies and their offers. Sitting at home one can get wide information regarding various car hire companies terms and conditions, insurance policy, privacy policy and great offers only by surfing the net. Before renting a car you should follow the steps as discussed bellow:

    Get the Best Rates On The Internet

    This is the first step to search the net for best car rental deals. Surfing the net will provide you both convenience and choice to select the right car rental as per your preference and heart’s desire.

    Many companies are offering discounts for online booking, which is varied from company to company depending upon the availability of the vehicle and seasons of vacation. By surfing the net you can have a wide idea about various car rental companies and their offers.

    Special offers to consider

    One can find offers such as online booking offers, weekly offers, weekend offers and many more. If you seek to have a leisure travel on weekend, try to find the organizations in your area providing weekend car rental for cheaper price.

    Better to have a long run car rental if you wish a car for one month or more. This will be much cheaper rather than weekly and weekend rental.

    Go through the Terms & condition of the car rental company before booking

    Before confirming your online car reservation, read the terms and condition of the car rental company for better understanding of their policy. If you are booking the car by phone, never forget to ask the agent about their restrictions and limitations. Ask your car hire company such as what is their pick up and drop off charges? Is there a fee for additional driver? If you have a baby, ask whether a baby seat is free or you have to pay for it? For airport rental be sure to provide the flight number and arrival time to customer service representative of your car rental service provider.

    Be aware of hidden extras

    Hidden fees and extras may create a lot of complications by increasing the price of your car rental abnormally that would much more than your expectation. So you have to take care of the hidden extras. Always ask your car rental company to filled up the gas tank prior to your departure and then bring it back with full of gas. If you plan to fill up the tank after the trip, you may have to pay a very high amount per gallon.

    Companies are offering nice weekly rentals with very economical prices.

    Before go for reserving a weekly rental, don’t forget to check whether other taxes have been included with the weekly price or not. If taxes are excluded from the rental, your rental price will be high with inclusion of all the taxes and extras. Your rental should consist of all the taxes and extras so that your rental bill will be as per your expectation. Go through the reservation policy for better understanding of the hidden extras.

    Book your car earlier

    Earlier booking is a great idea to hire a car with economical prices.

    Reserving a car earlier helps to choose your desire car. The rates of the cars are greatly depends upon the availability of cars on the lot during the time of making the reservation. So it is recommended to book your car earlier, before someone else book your loving car.

    This article was written by Mr. Rudradatta Rath provided courtesy of Emver Santorini Car Rental company. Emver is the leading online Santorini rent a car service provider based in Kamari, Santorini island, Greece


    Top-rated Golf GPS Systems

    Posted in Sports & Recreation by editor

    If you are looking for a Golf GPS system, you will find many from which to choose. Several are rated highly by purchasers, and you should definitely consider if one of the devices below meets your needs.

    The Garmin Approach is a golf-enabled GPS. Lightweight yet rugged and waterproof, this device offers many features that golfers will find useful. US course maps come preloaded, and you can add more. No yearly membership fee is required to download courses. You can find your position and yardage on your current course and measure the distance to your shots.

    The beautiful 240 X 400 display is easy to read in sunlight. Scores can be tracked for up to four players, too.

    The Garmin GolfLogix also is waterproof and weighs only 5.3 ounces. You can calculate yardage and store data for each hole. A key benefit to this device is the ability to see the yardage to upcoming targets automatically without having to push buttons. One course can be downloaded upon purchase of the device. For the ability to add additional courses, a yearly fee is required. Twenty courses can be stored on this handheld.

    Screen visibility is excellent in sunlight.

    For those on a budget, the Izzo Swami may be a good choice. You can estimate the distance to the green within a few feet with this simple-to-use handheld that only has four buttons. Up to ten courses can be stored, and the Swami will automatically know which course you are on when you power on the device.

    The Golf Buddy Tour GPS Range Finder comes loaded with courses worldwide. At power up, the course you are on is recognized and loaded without any intervention from you.

    Your distance from the green and hazards is calculated automatically. The unit stores up to 20,000 courses, and you can add up to eleven custom targets for each hole. Score tracking is also included. This GPS is water-resistant.

    The Sonocaddie V300 does not require a clear line of sight to compute the distances on the green and to any hazards. Thirty maps can be stored, and your purchase allows you to download five maps for free. You can get additional maps on a pay-per-map basis or pay a one-time membership fee to get as many maps as you would like.

    The roomy storage also allows for 100 rounds and 100 scorecards to be retained. If the course has changed, you can edit information so that you always have up-to-date data.

    The waterproof Bushnell Yardage Pro XGC stores up to 100 courses. A one-year subscription fee allows you to download one hundred courses. You do have to select the golf course you are at from a screen. The screen is 2.2 inches and easily read in any lighting condition. Course images can be viewed for each green. You also have the ability to track statistics and scores.

    Another choice for those on a budget is the iGolf Neo. Ten courses can be stored, and yardage can be calculated. You can map courses on your own or download them from iGolf for a subscription fee. The device is accurate to within one to three yards.

    If you are looking for a golf GPS system, one of these top-rated devices should meet your needs and take your golfing game to the next level.

    Is the uPro or the Garmin Approach the best device for you? Visit Garmin Approach to find out. See more reviews at caddy GPS